Build healthcare that works for everyone.
Ninety million Americans—freelancers, part-time workers, gig and seasonal workers—either don't have health insurance or can't afford to use it. We're changing that.
Why we exist
The U.S. benefits system was designed in 1929 for full-time employees. Smirk is building the Benefits Infrastructure Layer—a modern, AI-powered platform that removes the friction from healthcare and unlocks access through portable, modular coverage that follows the worker.
Move with purpose
We ship fast, learn fast, and keep improving. Every decision is in service of people who need a real safety net.
Simple & understandable
Confusing networks, surprise bills, jargon—we turn it all into plain language and clear next steps.
Build for real life
Part-time, gig, seasonal, or in-between—our products work for how people actually live and work.
Come build with us.
We're a remote-first team working on Central Time, with leaders from Lemonade, Venmo, and Instacart. If you want to help 90 million people feel seen—and build healthcare that treats them that way—we'd love to talk.