For employers
Finally.Healthbenefits builtfor the modernworkforce.
Help attract and retain part-time, 1099, and workers outside group coverage with modular, personalized, portable Mobile Health Benefits.
Underwritten by ACE American Insurance, a Chubb company.
When health benefits don’twork for employees, theydon’t work for employers.
Part-time, seasonal, hourly, 1099, and multi-income work no longer fits one traditional benefits model.
Without affordable, usable benefits, workers may postpone care or go without it.
Delayed care can contribute to missed shifts, lower engagement, turnover, and higher replacement costs.
Mobile HealthBenefits by Smirk.
Smirk makes health benefits easier to choose, understand, and use.
Ailene™ AI Care Concierge helps members choose, understand, schedule appointments, and use their benefits.
The Smirk Wallet™ connects benefit dollars and payments at point of care.
Finally. Greater clarity, choice, and agency for workers, and a new way for employers to support them.
Schedule a demo
Why employerschoose Smirk.
Access to Smirk Mobile Health Benefits can help employers strengthen workforce retention, reliability, and cost flexibility.
Lower total healthcare cost
Employers can offer Smirk with or without a premium subsidy, creating a lower-cost way to support more of the workforce.
Improve retention
Benefits employees can keep provide continuity as hours, roles or employment change.
Strengthen workforce reliability
Consistent access to care can mean fewer missed shifts, less backfill and stronger productivity.
Maintain cost flexibility
Choose an ERISA or non-ERISA approach and decide whether, and how much, to contribute.
People don’t want more complexity. They want simple answers.
“After leading HR across 100+ markets, it’s clear that portable, personalized benefits are no longer optional; they’re essential for attracting and retaining today’s workforce. Smirk’s infrastructure gives CHROs the tools to help them win the talent war.”
Legacy models vs.One built for how people work today.
Low implementation lift,built to scale.
Schedule a demoComplements your existing benefits
Offer Smirk alongside current plans without replacing them.
Choose whether to subsidize
Employers can contribute or offer Smirk with no premium subsidy.
No employer PEPM
Simple implementation: one eligibility file. Smirk handles the rest.
Personalized employer dashboard
Track enrollment, activation, utilization and workforce trends.
FAQs
What are Mobile Health Benefits?
Portable, cash-paying health benefits built for how people work and live today. Clear, personalized, and guided by Ailene™.
Who can employers offer Smirk to?
Part-time, hourly, seasonal, variable-hour, 1099, and other workers who may not fit a traditional group benefits model.
What benefits are available?
Options include medical, pharmacy, dental, vision, accident, and critical illness benefits. Up to $225,000 of guaranteed-issue accident and critical illness benefits may be available.
How does Smirk work for employers?
Employers choose who to include and how much to contribute. Smirk can support ERISA and non-ERISA approaches, with enrollment, member guidance, payments, and administration managed by Smirk.
Can Smirk work alongside existing benefits?
Yes. Smirk can complement an existing benefits strategy or help employers support workers who are not eligible for their traditional group plan.
How quickly can we get started?
Smirk is built to move quickly. A lightweight eligibility file is all you need to get started, with no API or systems integration required.
Finally, Mobile Health Benefits your workforce can actually use.
Contact Smirk to see how Mobile Health Benefits can improve your workforce’s stability and retention.