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Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance is provided by Federal Insurance Company, ACE American Insurance Company and their U.S.-based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600. Underwritten by: Federal Insurance Company and ACE American Insurance Company.

Smirk Health Agency (National Producer #21454145) is a licensed insurance agency, licensed to sell insurance in all required states. We are not an insurance carrier. Plans and benefits vary by state and carrier. This is a solicitation for insurance. By providing your contact information, you agree that a licensed agent may contact you. Coverage is subject to the terms, limitations, and exclusions of the policy. State license numbers available upon request.

This insurance provides supplemental benefits on a fixed indemnity basis. It does not constitute comprehensive health insurance coverage (often referred to as “Major Medical Coverage”) and does not satisfy a person’s individual obligation to secure the requirement of minimum essential coverage under the Affordable Care Act (ACA). For more information about the ACA, please refer to www.healthcare.gov.