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Two freelancers smiling in a café

Protect your smile.
Keep your freedom.

Finally, a dental plan designed for the way you work.

From $0.93/day, no surprise costs
No employer needed
Choose any dentist
Instant coverage, no waiting period
Get Covered
Chubb logoUnderwritten by ACE American Insurance, a Chubb company
Why Smirk

Coverage designed for the way you work.

Easy, convenient and totally personal.

Total Flexibility

Dental coverage for individuals and families with no employer required.

Zero Surprises

Clear, upfront pricing for every treatment. No surprise bills.

Meet Ailene

Your private concierge dedicated to your personal care.

Ask Ailene

Get instant answers about your Smirk coverage, costs, or how to find a doctor nearby

The coverage you actually need.

Smirk covers everything on this list up to a total of $750 per year.

Cleanings

Two professional cleanings per year to keep your smile healthy.

100% Covered

Checkups

Regular exams and X-rays to catch issues early.

100% Covered

Cavity Repair

Tooth-colored fillings to restore and protect your tooth.

50% Covered

Lost Fillings or Crowns

Quick repairs for missing fillings or damaged crowns.

50% Covered

Tooth Pain

Fast relief for minor toothaches or gum discomfort.

50% Covered

Cracked or Broken Teeth

Treatment for chips, fractures, or significant tooth damage.

20% Covered

Tooth Extractions

Gentle removal when a tooth cannot be saved.

20% Covered

Wisdom Teeth

Specialized care for wisdom tooth pain or complications.

20% Covered

Over 200 clinics in

Smirk partners with a nationwide network of trusted doctors, so you can easily find quality care near you. Prefer your own doctor? You can still see them.

Freelancers Union Exclusive

Win Spurs Game Tickets

The first 5 members who get covered and book a dentist appointment through Smirk will receive tickets to a Spurs game in San Antonio.

Get Covered

Limited to the first 5 booked appointments.

Win Spurs Game Tickets

Real people. Real care.

Medical benefits that actually work for how you live your life.

I've never had medical coverage feel this easy. Smirk helped me find a doctor I actually like, showed me what things would cost before my appointment, and Ailene helped me book care without judgment or confusion. I finally feel in control and that confidence alone is worth it.

Maya R.

Maya R.

Freelance designer, Texas

I work variable hours, so traditional benefits never really worked for me. With Smirk, I got valuable medical coverage, access to a high-quality care network, and zero cost surprises. Everything is clear, portable, and built for how I live my life, without all the paperwork.

James L.

James L.

Independent contractor, Pennsylvania

Ready for benefits you'll actually use?

Smirk makes medical care simple, clear, and affordable for the self-employed.

Get Covered