$0.93/day
$28.00/mo
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Coverage for $28.00/mo
Two people smiling

Your smile.
Your terms.

Finally, a dental plan designed for the way you work.

From just $0.93/day
No employer needed
No surprise costs
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Chubb logoUnderwritten by ACE American Insurance, a Chubb company
Why Smirk

Dental Coverage Reimagined

Built for modern workers, not traditional insurance

Truly Portable

Your coverage follows you, not your employer

Simple & Clear

Simple pricing and benefits, no surprise bills

Expertly Guided

Ailene helps you choose, understand, and book care

Ask Ailene

Get instant answers about your Smirk coverage, costs, or how to find a doctor nearby

A yearly budget for your smile.

Smirk covers everything on this list up to a total of $750 per year.

Cleanings

Two professional cleanings per year to keep your smile healthy.

100% Covered

100% Covered

After your $50 annual deductible is met, Smirk covers 100% of the cost for two yearly cleanings.

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Checkups

Regular exams and X-rays to catch issues early.

100% Covered

100% Covered

After your $50 annual deductible is met, Smirk covers 100% of the cost for checkups until you reach your annual benefit limit.

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Cavity Repair

Tooth-colored fillings to restore and protect your tooth.

50% Covered

50% Covered

After your $50 annual deductible is met, Smirk covers 50% of the cost for cavity fixes until you reach your annual benefit limit.

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Lost Fillings or Crowns

Quick repairs for missing fillings or damaged crowns.

50% Covered

50% Covered

After your $50 annual deductible is met, Smirk covers 50% of the cost for lost fillings or caps until you reach your annual benefit limit.

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Tooth Pain

Fast relief for minor toothaches or gum discomfort.

50% Covered

50% Covered

After your $50 annual deductible is met, Smirk covers 50% of the cost for tooth pain treatment until you reach your annual benefit limit.

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Cracked or Broken Teeth

Treatment for chips, fractures, or significant tooth damage.

20% Covered

20% Covered

After your $50 annual deductible is met, Smirk covers 20% of the cost for cracks or breaks until you reach your annual benefit limit.

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Tooth Extractions

Gentle removal when a tooth cannot be saved.

20% Covered

20% Covered

After your $50 annual deductible is met, Smirk covers 20% of the cost for tooth pulling until you reach your annual benefit limit.

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Wisdom Teeth

Specialized care for wisdom tooth pain or complications.

20% Covered

20% Covered

After your $50 annual deductible is met, Smirk covers 20% of the cost for wisdom teeth until you reach your annual benefit limit.

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Over 200 clinics in

Smirk partners with a nationwide network of trusted dentists, so you can easily find quality care near you. Prefer your own dentist? You can still see them.

Real people. Real care.

Dental benefits that actually work for how you live your life.

I've never had dental coverage feel this easy. Smirk helped me find a dentist I actually like, showed me what things would cost before my appointment, and Ailene helped me book care without judgment or confusion. I finally feel in control and that confidence alone is worth it.

Maya R.

Maya R.

Freelance designer, Texas

I work variable hours, so traditional benefits never really worked for me. With Smirk, I got valuable dental coverage, access to a high-quality care network, and zero cost surprises. Everything is clear, portable, and built for how I live my life, without all the paperwork.

James L.

James L.

Independent contractor, Pennsylvania

Ready for benefits you'll actually use?

Smirk makes dental care simple, clear, and affordable for the self-employed.

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Privacy Center

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance is provided by ACE Insurance Company and its U.S.-based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600. Underwritten by: ACE Insurance Company.

Smirk Health Agency (National Producer #21454145) is a licensed insurance agency, licensed to sell insurance in all required states. We are not an insurance carrier. Plans and benefits vary by state and carrier. This is a solicitation for insurance. By providing your contact information, you agree that a licensed agent may contact you. Coverage is subject to the terms, limitations, and exclusions of the policy. State license numbers available upon request.